St. Cloud, MN

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Population

194,660

0.798% growth

Median Age

34.5


Median Household Income

$58,335

4.18% growth

Poverty Rate

13.3%


Number of Employees

106,072

1.34% growth

Median Property Value

$169,300

2.05% growth

About

Economy

Health

Diversity

Education

Housing & Living

About

In 2017, St. Cloud, MN had a population of 195k people with a median age of 34.5 and a median household income of $58,335. Between 2016 and 2017 the population of St. Cloud, MN grew from 193,118 to 194,660, a 0.798% increase and its median household income grew from $55,995 to $58,335, a 4.18% increase.

The population of St. Cloud, MN is 88.6% White Alone, 4.59% Black or African American Alone, and 2.98% Hispanic or Latino. N/A% of the people in St. Cloud, MN speak a non-English language, and 96.3% are U.S. citizens.

The largest universities in St. Cloud, MN are Saint Cloud State University (3,073 degrees awarded in 2017), Rasmussen College-Minnesota (1,879 degrees), and St Cloud Technical and Community College (1,203 degrees).

The median property value in St. Cloud, MN is $169,300, and the homeownership rate is 68.7%. Most people in St. Cloud, MN commute by Drove Alone, and the average commute time is 19.8 minutes. The average car ownership in St. Cloud, MN is 2 cars per household.

Photo by imagenusphoto

United StatesMinnesota

Economy

The economy of St. Cloud, MN employs 106k people. The largest industries in St. Cloud, MN are Health Care & Social Assistance (17,228 people), Manufacturing (14,994 people), and Retail Trade (14,393 people), and the highest paying industries are Mining, Quarrying, & Oil & Gas Extraction ($72,917), Utilities ($69,821), and Management of Companies & Enterprises ($56,094).

Median household income in St. Cloud, MN is $58,335. Males in St. Cloud, MN have an average income that is 1.31 times higher than the average income of females, which is $52,870. The income inequality in St. Cloud, MN (measured using the Gini index) is 0.467, which is lower than than the national average.

Wages

Median Household Income

$58,335

2017 value

± $1,059

4.18%

1 Year Growth

± 2.5%

Households in St. Cloud, MN have a median annual income of $58,335, which is less than the median annual income of $61,937 across the entire United States. This is in comparison to a median income of $55,995 in 2016, which represents a 4.18% annual growth.

Look at the chart to see how the median household income in St. Cloud, MN compares to that of it's neighboring and parent geographies.

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Wage by Gender in Common Jobs

The PUMS dataset is not available at the MSA level, so we are showing data for Minnesota.

$69,210

Average Male Salary

± $1,573

$52,870

Average Female Salary

± $1,202

In 2017, full-time male employees in Minnesota made 1.31 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Minnesota by number of full-time employees.

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Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the MSA level, so we are showing data for Minnesota.

Highest Average Salaries by Race & Ethnicity

  1. White

    $53,440 ± $951

  2. Native Hawaiian and Other Pacific Islander

    $51,343 ± $59,950

  3. Asian

    $50,326 ± $4,235

In 2017 the highest paid race/ethnicity of Minnesota workers was White. These workers were paid 1.04 times more than Native Hawaiian and Other Pacific Islander workers, who made the second highest salary of any race/ethnicity.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Minnesota by number of full-time employees.

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Wage Distribution

The closest comparable wage GINI for St. Cloud, MN is from Minnesota.

0.467

2017 Wage GINI

0.466

2016 Wage GINI

In 2017, the income inequality in Minnesota was 0.467 according to the GINI calculation of the wage distribution. Income inequality had a 0.29% growth from 2016 to 2017, which means that wage distribution grew somewhat less even.

The 2017 the GINI for Minnesota was lower than than the national average of 0.479. In other words, wages are distributed more evenly in Minnesota in comparison to the national average.

This chart shows the number of workers in Minnesota across various wage buckets compared to the national average.

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Income by Location

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Highest Median Household Income (Total)

  1. Scott County, MN

  2. Carver County, MN

  3. Washington County, MN

In 2018, the county with the highest Median Household Income (Total) in St. Cloud, MN was Scott County, MN with a value of $100,963, followed by Carver County, MN and Washington County, MN, with respective values of $100,324 and $95,124.

The following map shows all of the counties in St. Cloud, MN colored by their Median Household Income (Total).

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Poverty by Age and Gender

Females 18 - 24

Largest Demographic Living in Poverty

13.3% of the population for whom poverty status is determined in St. Cloud, MN (24.8k out of 187k people) live below the poverty line, a number that is higher than the national average of 13.1%. The largest demographic living in poverty are Females 18 - 24, followed by Males 18 - 24 and then Females 25 - 34.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

  1. White

    18,315 ± 1,058

  2. Black

    4,257 ± 458

  3. Hispanic

    1,388 ± 242

The most common racial or ethnic group living below the poverty line in St. Cloud, MN is White, followed by Black and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Occupations

Employment by Occupations

106k

2017 Value

± 1,884

1.34%

1 Year growth

± 2.49%

From 2016 to 2017, employment in St. Cloud, MN grew at a rate of 1.34%, from 105k employees to 106k employees.

The most common job groups, by number of people living in St. Cloud, MN, are Office & Administrative Support Occupations (13,655 people), Sales & Related Occupations (11,605 people), and Production Occupations (10,093 people). This chart illustrates the share breakdown of the primary jobs held by residents of St. Cloud, MN.

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Most Common

The most common jobs held by residents of St. Cloud, MN, by number of employees, are Office & Administrative Support Occupations (13,655 people), Sales & Related Occupations (11,605 people), and Production Occupations (10,093 people).

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Most Specialized

Compared to other msas, St. Cloud, MN has an unusually high number of residents working as Production Occupations (1.64 times higher than expected), Farming, Fishing, & Forestry Occupations (1.63 times), and Health Technologists & Technicians (1.45 times).

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Highest Paid

The highest paid jobs held by residents of St. Cloud, MN, by median earnings, are Health Diagnosing & Treating Practitioners & Other Technical Occupations ($68,878), Computer & Mathematical Occupations ($58,750), and Architecture & Engineering Occupations ($58,560).

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Industries

Employment by Industries

106k

2017 Value

± 1,884

1.34%

1 Year growth

± 2.49%

From 2016 to 2017, employment in St. Cloud, MN grew at a rate of 1.34%, from 105k employees to 106k employees.

The most common employment sectors for those who live in St. Cloud, MN, are Health Care & Social Assistance (17,228 people), Manufacturing (14,994 people), and Retail Trade (14,393 people). This chart shows the share breakdown of the primary industries for residents of St. Cloud, MN, though some of these residents may live in St. Cloud, MN and work somewhere else. Census data is tagged to a residential address, not a work address.

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Most Common

The most common industries in St. Cloud, MN, by number of employees, are Health Care & Social Assistance (17,228 people), Manufacturing (14,994 people), and Retail Trade (14,393 people).

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Most Specialized

Compared to other msas, St. Cloud, MN has an unusually high number of Agriculture, Forestry, Fishing & Hunting (2.55 times higher than expected), Manufacturing (1.4 times), and Retail Trade (1.19 times) industries.

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Highest Paying

The highest paying industries in St. Cloud, MN, by median earnings, are Mining, Quarrying, & Oil & Gas Extraction ($72,917), Utilities ($69,821), and Management of Companies & Enterprises ($56,094).

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Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Minnesota to other states, or from other states to Minnesota.

Top Domestic Production in Dollars

  1. Electronics

    $27.4B

  2. Nonmetal min. prods.

    $22.8B

  3. Cereal grains

    $22.2B

In 2015, the top outbound Minnesota product (by dollars) was Electronics with $27.4B, followed by Nonmetal min. prods. ($22.8B) and Cereal grains ($22.2B).

The following chart shows the share of these products in relation to all outbound Minnesota products.

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Domestic Trade Growth

Showing data for Minnesota state.

$351B

2020 Value

$484B

Projected 2045 Value

37.9% growth

In 2020, total outbound Minnesota trade was $351B. This is expected to increase 37.9% to $484B by 2045.

The following chart shows how the domestic outbound Minnesota trade is projected to change in comparison to its neighboring states.

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Interstate Trade

Interstate trade consists of products and services shipped from Minnesota to other states, or from other states to Minnesota.

Most Common Trade Partners

  1. Wisconsin

    $29.1B

  2. Iowa

    $26.2B

  3. Illinois

    $14.9B

In 2015, the top outbound Minnesota domestic partner for goods and services (by dollars) was Wisconsin with $29.1B, followed by Iowa with $26.2B and Illinois and $14.9B.

The following map shows the amount of trade that Minnesota shares with each state (excluding itself).

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Health

95.4% of the population of St. Cloud, MN has health coverage, with 54.9% on employee plans, 14.9% on Medicaid, 9.55% on Medicare, 14.6% on non-group plans, and 1.4% on military or VA plans.

Per capita personal health care spending in the msa of St. Cloud, MN was $8,871 in 2014. This is a 4.8% increase from the previous year ($8,465).

Primary care physicians in St. Cloud, MN see 1111 patients per year on average, which represents a 0.634% increase from the previous year (1104 patients). Compare this to dentists who see 1441 patients per year, and mental health providers who see 468 patients per year.

Comparing across all counties in the state, Aitkin County has the highest prevalence of diabetes (12.5%). Additionally, Pine County has the highest prevalence of adult obesity (37.2%)

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Minnesota.

1,111 to 1

Patient to Primary Care Physician Ratio

Primary care physicians in Minnesota see an average of 1,111 patients per year. This represents a 0.634% increase from the previous year (1,104 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Minnesota in comparison to neighboring states.

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Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

  1. West Virginia

    8.26% of the population affected

  2. Arkansas

    8.13% of the population affected

  3. New Hampshire

    7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

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Access and Quality

Data only available at state level.

Most prevalent states

  1. Mississippi

    19.2% of adults

  2. Texas

    17.9% of adults

  3. Louisiana

    17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

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Health Care Spending

Data is only available at the state level. Showing data for Minnesota.

$8,871

Total Per Capita Spending on Personal Health Care 

$4,603

Per Enrollee Private Health Insurance Spending on Personal Health Care

$9,176

Per Enrollee Medicaid Spending on Personal Health Care

$9,917

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Minnesota (including private, Medicare, and Medicaid) grew 4.8%, from $8,465 to $8,871.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

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Health Care Coverage

4.57%

Uninsured

54.9%

Employer Coverage

14.9%

Medicaid

9.55%

Medicare

14.6%

Non-Group

1.4%

Military or VA

Between 2016 and 2017, the percent of uninsured citizens in St. Cloud, MN declined by 13.9% from 5.3% to 4.57%.

The following chart shows how the percent of uninsured individuals in St. Cloud, MN changed over time compared with the percent of individuals enrolled in various types of health insurance.

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Health Risks

Data available at the county level.

Most at risk counties

  1. Aitkin County

    12.5% prevalence

  2. Meeker County

    11.7% prevalence

  3. Cottonwood County

    11.7% prevalence

Aitkin County has the highest prevalence of diabetes in Minnesota, at 12.5%.

The following map shows the prevalence of diabetes in Minnesota by county over multiple years.

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Diversity

St. Cloud, MN is home to a population of 195k people, from which 96.3% are citizens. As of 2017, 5.64% of St. Cloud, MN residents were born outside of the country (11k people).

The ethnic composition of the population of St. Cloud, MN is composed of 172k White Alone residents (88.6%), 8.94k Black or African American Alone residents (4.59%), 5.8k Hispanic or Latino residents (2.98%), 3.76k Asian Alone residents (1.93%), 3k Two or More Races residents (1.54%), 584 American Indian & Alaska Native Alone residents (0.3%), 131 Some Other Race Alone residents (0.0673%), and 24 Native Hawaiian & Other Pacific Islander Alone residents (0.0123%).

Age

Age by Nativity

35

Median Native-Born Age

± 0.3

31

Median Foreign-Born Age

± 1.1

In 2017, the median age of all people in St. Cloud, MN was 34.5. Native-born citizens, with a median age of 35, were generally older than than foreign-born citizens, with a median age of 31. But people in St. Cloud, MN are getting getting older. In 2016, the average age of all St. Cloud, MN residents was 34.

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Heritage

Foreign-Born Population

5.64%

2017 Foreign-Born Population

11k people

5.04%

2016 Foreign-Born Population

9.74k people

As of 2017, 5.64% of St. Cloud, MN residents (11k people) were born outside of the United States, which is lower than the national average of 13.7%. In 2016, the percentage of foreign-born citizens in St. Cloud, MN was 5.04%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in St. Cloud, MN compared to that of it's neighboring and parent geographies.

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Global Diversity

The PUMS dataset is not available at the MSA level, so we are showing data for Minnesota.

Most Common Origin

  1. Mexico

    65,949 ± 6,267 people

  2. Somalia

    30,092 ± 4,247 people

  3. India

    29,695 ± 4,219 people

In 2017, the most common birthplace for the foreign-born residents of Minnesota was Mexico, the natal country of 65,949 Minnesota residents, followed by Somalia with 30,092 and India with 29,695.

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Citizenship

96.3%

2017 Citizenship

96.9%

2016 Citizenship

As of 2017, 96.3% of St. Cloud, MN residents were US citizens, which is higher than the national average of 93.2%. In 2016, the percentage of US citizens in St. Cloud, MN was 96.9%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in St. Cloud, MN compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

Most Common

  1. White Alone

    172k ± 80

  2. Black or African American Alone

    8.94k ± 382

  3. Hispanic or Latino

    5.8k ± 587

In 2017, there were 19.3 times more White Alone residents (172k people) in St. Cloud, MN than any other race or ethnicity. There were 8.94k Black or African American Alone and 5.8k Hispanic or Latino residents, the second and third most common racial or ethnic groups.

The following bar chart shows the 8 races and ethnicities represented in St. Cloud, MN as a share of the total population.

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Military

Veterans

Most Common Service Period

  1. Vietnam

    4,508 ± 275

  2. Gulf War (2001-)

    1,767 ± 239

  3. Korea

    1,093 ± 138

St. Cloud, MN has a large population of military personnel who served in Vietnam, 2.55 times greater than any other conflict.

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Education

In 2017, universities in St. Cloud, MN awarded 7,193 degrees. The student population of St. Cloud, MN is skewed towards women, with 11,304 male students and 16,232 female students.

Most students graduating from Universities in St. Cloud, MN are White (5,530 and 80.9%), followed by Black or African American (365 and 5.34%), Unknown (331 and 4.84%), and Asian (248 and 3.63%).

The largest universities in St. Cloud, MN by number of degrees awarded are Saint Cloud State University (3,073 and 42.7%), Rasmussen College-Minnesota (1,879 and 26.1%), and St Cloud Technical and Community College (1,203 and 16.7%).

The most popular majors in St. Cloud, MN are Registered Nursing (743 and 10.3%), Liberal Arts & Sciences (522 and 7.26%), and General Business Administration & Management (455 and 6.33%).

The median tuition costs in St. Cloud, MN are $42,632 for private four year colleges, and $7,094 and $15,328 respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

  1. General Business Administration & Management

    283 degrees awarded

  2. Accounting

    175 degrees awarded

  3. Registered Nursing

    163 degrees awarded

In 2015, the most common concentation for Bachelors Degree recipients in St. Cloud, MN was General Business Administration & Management with 283 degrees awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in St. Cloud, MN according to their major.

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Universities

Largest Universities by degrees awarded

  1. Saint Cloud State University

    3,073 degrees awarded

  2. Rasmussen College-Minnesota

    1,879 degrees awarded

  3. St Cloud Technical and Community College

    1,203 degrees awarded

$7,094

Median In-State Public

$42,632

Median Private

In 2017, the St. Cloud, MN institution with the largest number of graduating students was Saint Cloud State University with 3,073 degrees awarded.

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Student Gender for Common Institutions

2,745

Degrees Awarded to Men

4,448

Degrees Awarded to Women

In 2017, 2,745 men were awarded degrees from institutions in St. Cloud, MN, which is 0.617 times less than the 4,448 female students who received degrees in the same year.

This chart displays the gender disparity between the top 5 institutions in St. Cloud, MN by degrees awarded.

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Student Race and Ethnicity

Most Common Student Race or Ethnicity

  1. White

    5,530 degrees awarded

  2. Black or African American

    365 degrees awarded

  3. Unknown

    331 degrees awarded

In 2017 the majority of degrees awarded at institutions in St. Cloud, MN were to White students. These 5,530 degrees mean that there were 15.2 times more White students then the next closest race/ethnicity group, Black or African American, with 365 degrees awarded.

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Housing & Living

The median property value in St. Cloud, MN was $169,300 in 2017, which is 0.737 times smaller than the national average of $229,700. Between 2016 and 2017 the median property value increased from $165,900 to $169,300, a 2.05% increase. The homeownership rate in St. Cloud, MN is 68.7%, which is higher than the national average of 63.9%. People in St. Cloud, MN have an average commute time of 19.8 minutes, and they commute by Drove Alone. Car ownership in St. Cloud, MN is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property Value

$169,300

2017 Median

± $1,575

$165,900

2016 Median

± $1,500

In 2017, the median property value in St. Cloud, MN grew to to $169,300 from the previous year's value of $165,900.

The following charts display, first, the property values in St. Cloud, MN compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In St. Cloud, MN the largest share of households have a property value in the $150k - $175k range.

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Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$58,335

Median Household Income

± $1,059

74.7k

Number of Households

± 1,469

In 2017, the median household income of the 74.7k households in St. Cloud, MN grew to $58,335 from the previous year's value of $55,995.

The following chart displays the households in St. Cloud, MN distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Property Taxes

$2k - $3k

Average Range

This chart shows the households in St. Cloud, MN distributed between a series of property tax buckets compared to the national averages for each bucket. In St. Cloud, MN the largest share of households pay taxes in the $2k - $3k range.

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Rent vs Own

68.7%

2017 Homeownership

68.9%

2016 Homeownership

In 2017, 68.7% of the housing units in St. Cloud, MN were occupied by their owner. This percentage declined from the previous year's rate of 68.9%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in St. Cloud, MN compared it's parent and neighboring geographies.

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Commute Time

19.8 minutes

Average Travel Time

Using averages, employees in St. Cloud, MN have a shorter commute time (19.8 minutes) than the normal US worker (25.1 minutes). Additionally, 2.34% of the workforce in St. Cloud, MN have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in St. Cloud, MN compares to that of it's neighboring and parent geographies.

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Commuter Transportation

Most Common Method of Travel

  1. Drove Alone

    80.1%

  2. Carpooled

    7.68%

  3. Worked At Home

    5.48%

In 2017, the most common method of travel for workers in St. Cloud, MN was Drove Alone (80.1%), followed by those who Carpooled (7.68%) and those who Worked At Home (5.48%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in St. Cloud, MN distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in St. Cloud, MN have 2 cars, followed by 3 cars.

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