Waterloo-Cedar Falls, IA

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Population

170,055

0.117% growth

Median Age

36.1


Median Household Income

$53,689

2.33% growth

Poverty Rate

14%


Number of Employees

87,997

1.12% growth

Median Property Value

$141,300

3.59% growth

About

In 2017, Waterloo-Cedar Falls, IA had a population of 170k people with a median age of 36.1 and a median household income of $53,689. Between 2016 and 2017 the population of Waterloo-Cedar Falls, IA grew from 169,857 to 170,055, a 0.117% increase and its median household income grew from $52,469 to $53,689, a 2.33% increase.

The population of Waterloo-Cedar Falls, IA is 85.2% White Alone, 7.1% Black or African American Alone, and 3.59% Hispanic or Latino. N/A% of the people in Waterloo-Cedar Falls, IA speak a non-English language, and 97.4% are U.S. citizens.

The largest universities in Waterloo-Cedar Falls, IA are University of Northern Iowa (3,008 degrees awarded in 2016), Hawkeye Community College (1,287 degrees), and Wartburg College (455 degrees).

The median property value in Waterloo-Cedar Falls, IA is $141,300, and the homeownership rate is 69.3%. Most people in Waterloo-Cedar Falls, IA commute by Drove Alone, and the average commute time is 16.1 minutes. The average car ownership in Waterloo-Cedar Falls, IA is 2 cars per household.

Waterloo-Cedar Falls, IA borders Cedar Rapids, IA and Marshalltown, IA.

Economy

The economy of Waterloo-Cedar Falls, IA employs 88k people. The largest industries in Waterloo-Cedar Falls, IA are Manufacturing (15,761 people), Health Care & Social Assistance (12,355 people), and Retail Trade (11,177 people), and the highest paying industries are Utilities ($61,855), Mining, Quarrying, & Oil & Gas Extraction ($54,028), and Public Administration ($50,565).

Median household income in Waterloo-Cedar Falls, IA is $53,689. Males in Waterloo-Cedar Falls, IA have an average income that is 1.34 times higher than the average income of females, which is $44,006. The income inequality in Waterloo-Cedar Falls, IA (measured using the Gini index) is 0.443, which is lower than than the national average.

Wages

Median Household Income

$53,689

2017 value

± $1,310

2.33%

1 Year Growth

± 3.1%

Households in Waterloo-Cedar Falls, IA have a median annual income of $53,689, which is less than the median annual income of $60,336 across the entire United States. This is in comparison to a median income of $52,469 in 2016, which represents a 2.33% annual growth.

Look at the chart to see how the median household income in Waterloo-Cedar Falls, IA compares to that of it's neighboring and parent geographies.

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Wage by Gender in Common Jobs

The PUMS dataset is not available at the MSA level, so we are showing data for Iowa.

$58,922

Average Male Salary

± $1,635

$44,006

Average Female Salary

± $1,197

In 2017, full-time male employees in Iowa made 1.34 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in Iowa by number of full-time employees.

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Wage by Race and Ethnicity in Common Jobs

The PUMS dataset is not available at the MSA level, so we are showing data for Iowa.

Highest Average Salaries by Race & Ethnicity

  1. Asian

    $50,374 ± $7,648

  2. White

    $44,731 ± $967

  3. Black

    $32,234 ± $4,518

In 2017 the highest paid race/ethnicity of Iowa workers was Asian. These workers were paid 1.13 times more than White workers, who made the second highest salary of any race/ethnicity.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in Iowa by number of full-time employees.

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Wage Distribution

The closest comparable wage GINI for Waterloo-Cedar Falls, IA is from Iowa.

0.443

2017 Wage GINI

0.445

2016 Wage GINI

In 2017, the income inequality in Iowa was 0.443 according to the GINI calculation of the wage distribution. Income inequality had a 0.563% decline from 2016 to 2017, which means that wage distribution grew somewhat more even.

The 2017 the GINI for Iowa was lower than than the national average of 0.479. In other words, wages are distributed more evenly in Iowa in comparison to the national average.

This chart shows the number of workers in Iowa across various wage buckets compared to the national average.

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Income by Location

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Highest Median Household Income (Total)

In 2017, the county with the highest Median Household Income (Total) in Waterloo-Cedar Falls, IA was Dallas County, IA with a value of $88,561, followed by Polk County, IA and Linn County, IA, with respective values of $65,995 and $63,149.

The following map shows all of the counties in Waterloo-Cedar Falls, IA colored by their Median Household Income (Total).

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Poverty by Age and Gender

Females 18 - 24

Largest Demographic Living in Poverty

14% of the population for whom poverty status is determined in Waterloo-Cedar Falls, IA (22.8k out of 163k people) live below the poverty line, a number that is higher than the national average of 13.4%. The largest demographic living in poverty are Females 18 - 24, followed by Males 18 - 24 and then Females 25 - 34.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

  1. White

    17,530 ± 934

  2. Black

    3,770 ± 366

  3. Hispanic

    1,143 ± 241

The most common racial or ethnic group living below the poverty line in Waterloo-Cedar Falls, IA is White, followed by Black and Hispanic.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Occupations

Employment by Occupations

88k

2017 Value

± 1,740

1.12%

1 Year growth

± 2.74%

From 2016 to 2017, employment in Waterloo-Cedar Falls, IA grew at a rate of 1.12%, from 87k employees to 88k employees.

The most common job groups, by number of people living in Waterloo-Cedar Falls, IA, are Office & Administrative Support Occupations (12,129 people), Sales & Related Occupations (8,975 people), and Production Occupations (8,877 people). This chart illustrates the share breakdown of the primary jobs held by residents of Waterloo-Cedar Falls, IA.

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Most Common

The most common jobs held by residents of Waterloo-Cedar Falls, IA, by number of employees, are Office & Administrative Support Occupations (12,129 people), Sales & Related Occupations (8,975 people), and Production Occupations (8,877 people).

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Most Specialized

Compared to other msas, Waterloo-Cedar Falls, IA has an unusually high number of residents working as Production Occupations (1.74 times higher than expected), Material Moving Occupations (1.6 times), and Food Preparation & Serving Related Occupations (1.12 times).

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Highest Paid

The highest paid jobs held by residents of Waterloo-Cedar Falls, IA, by median earnings, are Architecture & Engineering Occupations ($66,154), Law Enforcement Workers Including Supervisors ($61,738), and Computer, Engineering, & Science Occupations ($60,642).

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Industries

Employment by Industries

88k

2017 Value

± 1,740

1.12%

1 Year growth

± 2.74%

From 2016 to 2017, employment in Waterloo-Cedar Falls, IA grew at a rate of 1.12%, from 87k employees to 88k employees.

The most common employment sectors for those who live in Waterloo-Cedar Falls, IA, are Manufacturing (15,761 people), Health Care & Social Assistance (12,355 people), and Retail Trade (11,177 people). This chart shows the share breakdown of the primary industries for residents of Waterloo-Cedar Falls, IA, though some of these residents may live in Waterloo-Cedar Falls, IA and work somewhere else. Census data is tagged to a residential address, not a work address.

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Most Common

The most common industries in Waterloo-Cedar Falls, IA, by number of employees, are Manufacturing (15,761 people), Health Care & Social Assistance (12,355 people), and Retail Trade (11,177 people).

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Most Specialized

Compared to other msas, Waterloo-Cedar Falls, IA has an unusually high number of Agriculture, Forestry, Fishing & Hunting (1.82 times higher than expected), Manufacturing (1.77 times), and Educational Services (1.28 times) industries.

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Highest Paying

The highest paying industries in Waterloo-Cedar Falls, IA, by median earnings, are Utilities ($61,855), Mining, Quarrying, & Oil & Gas Extraction ($54,028), and Public Administration ($50,565).

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Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from Iowa to other states, or from other states to Iowa.

Top Domestic Production in Dollars

  1. $24.8B

  2. $18.8B

  3. $18.2B

In 2015, the top outbound Iowa product (by dollars) was Cereal grains with $24.8B, followed by Machinery ($18.8B) and Other ag prods. ($18.2B).

The following chart shows the share of these products in relation to all outbound Iowa products.

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Domestic Trade Growth

Showing data for Iowa state.

$245B

2015 Value

$363B

Projected 2045 Value

47.9% growth

In 2015, total outbound Iowa trade was $245B. This is expected to increase 47.9% to $363B by 2045.

The following chart shows how the domestic outbound Iowa trade is projected to change in comparison to its neighboring states.

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Interstate Trade

Interstate trade consists of products and services shipped from Iowa to other states, or from other states to Iowa.

Most Common Trade Partners

  1. $26.2B

  2. $16.1B

  3. $11.4B

In 2015, the top outbound Iowa domestic partner for goods and services (by dollars) was Illinois with $26.2B, followed by Minnesota with $16.1B and Nebraska and $11.4B.

The following map shows the amount of trade that Iowa shares with each state (excluding itself).

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Health

94.5% of the population of Waterloo-Cedar Falls, IA has health coverage, with 55.8% on employee plans, 13.2% on Medicaid, 12.3% on Medicare, 12.3% on non-group plans, and 0.962% on military or VA plans.

Per capita personal health care spending in the msa of Waterloo-Cedar Falls, IA was $8,200 in 2014. This is a 5.05% increase from the previous year ($7,806).

Primary care physicians in Waterloo-Cedar Falls, IA see 1363 patients per year on average, which represents a 1.04% increase from the previous year (1349 patients). Compare this to dentists who see 1561 patients per year, and mental health providers who see 756 patients per year.

Comparing across all counties in the state, Appanoose County has the highest prevalence of diabetes (13.3%). Additionally, Union County has the highest prevalence of adult obesity (39.4%)

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Iowa.

1,363 to 1

Patient to Primary Care Physician Ratio

Primary care physicians in Iowa see an average of 1,363 patients per year. This represents a 1.04% increase from the previous year (1,349 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Iowa in comparison to neighboring states.

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Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

  1. 8.26% of the population affected

  2. 8.13% of the population affected

  3. 7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

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Access and Quality

Data only available at state level.

Most prevalent states

  1. 19.2% of adults

  2. 17.9% of adults

  3. 17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

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Health Care Spending

Data is only available at the state level. Showing data for Iowa.

$8,200

Total Per Capita Spending on Personal Health Care 

$4,076

Per Enrollee Private Health Insurance Spending on Personal Health Care

$6,702

Per Enrollee Medicaid Spending on Personal Health Care

$9,317

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in Iowa (including private, Medicare, and Medicaid) grew 5.05%, from $7,806 to $8,200.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

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Health Care Coverage

5.48%

Uninsured

55.8%

Employer Coverage

13.2%

Medicaid

12.3%

Medicare

12.3%

Non-Group

0.962%

Military or VA

Between 2016 and 2017, the percent of uninsured citizens in Waterloo-Cedar Falls, IA declined by 7.55% from 5.92% to 5.48%.

The following chart shows how the percent of uninsured individuals in Waterloo-Cedar Falls, IA changed over time compared with the percent of individuals enrolled in various types of health insurance.

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Health Risks

Data available at the county level.

Most at risk counties

  1. 13.3% prevalence

  2. 12.6% prevalence

  3. 12.1% prevalence

Appanoose County has the highest prevalence of diabetes in Iowa, at 13.3%.

The following map shows the prevalence of diabetes in Iowa by county over multiple years.

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Diversity

Waterloo-Cedar Falls, IA is home to a population of 170k people, from which 97.4% are citizens. As of 2017, 4.52% of Waterloo-Cedar Falls, IA residents were born outside of the country (7.69k people).

The ethnic composition of the population of Waterloo-Cedar Falls, IA is composed of 145k White Alone residents (85.2%), 12.1k Black or African American Alone residents (7.1%), 6.1k Hispanic or Latino residents (3.59%), 3.11k Two or More Races residents (1.83%), 3.03k Asian Alone residents (1.78%), 358 American Indian & Alaska Native Alone residents (0.211%), 303 Native Hawaiian & Other Pacific Islander Alone residents (0.178%), and 248 Some Other Race Alone residents (0.146%).

The most common foreign languages spoken in Waterloo-Cedar Falls, IA are N/A.

Age

Age by Nativity

36

Median Native-Born Age

± 0.3

35

Median Foreign-Born Age

± 1.8

In 2017, the median age of all people in Waterloo-Cedar Falls, IA was 36.1. Native-born citizens, with a median age of 36, were generally older than than foreign-born citizens, with a median age of 35. But people in Waterloo-Cedar Falls, IA are getting getting older. In 2016, the average age of all Waterloo-Cedar Falls, IA residents was 36.

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Heritage

Foreign-Born Population

4.52%

2017 Foreign-Born Population

7.69k people

4.5%

2016 Foreign-Born Population

7.65k people

As of 2017, 4.52% of Waterloo-Cedar Falls, IA residents (7.69k people) were born outside of the United States, which is lower than the national average of 13.7%. In 2016, the percentage of foreign-born citizens in Waterloo-Cedar Falls, IA was 4.5%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in Waterloo-Cedar Falls, IA compared to that of it's neighboring and parent geographies.

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Global Diversity

The PUMS dataset is not available at the MSA level, so we are showing data for Iowa.

Most Common Origin

  1. Mexico

    41,844 ± 4,988 people

  2. China

    10,526 ± 2,515 people

  3. India

    10,455 ± 2,506 people

In 2017, the most common birthplace for the foreign-born residents of Iowa was Mexico, the natal country of 41,844 Iowa residents, followed by China with 10,526 and India with 10,455.

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Citizenship

97.4%

2017 Citizenship

97.6%

2016 Citizenship

As of 2017, 97.4% of Waterloo-Cedar Falls, IA residents were US citizens, which is higher than the national average of 93.1%. In 2016, the percentage of US citizens in Waterloo-Cedar Falls, IA was 97.6%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in Waterloo-Cedar Falls, IA compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

Most Common

  1. White Alone

    145k ± 72

  2. Black or African American Alone

    12.1k ± 396

  3. Hispanic or Latino

    6.1k ± 683

In 2017, there were 12 times more White Alone residents (145k people) in Waterloo-Cedar Falls, IA than any other race or ethnicity. There were 12.1k Black or African American Alone and 6.1k Hispanic or Latino residents, the second and third most common racial or ethnic groups.

The following bar chart shows the 8 races and ethnicities represented in Waterloo-Cedar Falls, IA as a share of the total population.

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Non-English Speakers

Most Common Languages

  1. N/A

    N/A speakers (N/A%)

  2. N/A

    N/A speakers (N/A%)

  3. N/A

    N/A speakers (N/A%)

N/A% of Waterloo-Cedar Falls, IA citizens are speakers of a non-English language, which is approximately the same as the national average of 21.8%. In N/A, the most common non-English language spoken in Waterloo-Cedar Falls, IA was N/A. N/A% of the overall population of Waterloo-Cedar Falls, IA are native N/A speakers. N/A% speak N/A and N/A% speak N/A, the next two most common languages.

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Military

Veterans

Most Common Service Period

  1. Vietnam

    3,795 ± 272

  2. Gulf War (2001-)

    1,206 ± 180

  3. Korea

    1,132 ± 166

Waterloo-Cedar Falls, IA has a large population of military personnel who served in Vietnam, 3.15 times greater than any other conflict.

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Education

In 2016, universities in Waterloo-Cedar Falls, IA awarded 5,146 degrees. The student population of Waterloo-Cedar Falls, IA is skewed towards women, with 8,167 male students and 11,715 female students.

Most students graduating from Universities in Waterloo-Cedar Falls, IA are White (4,465 and 89.9%), followed by Black or African American (171 and 3.44%), Hispanic or Latino (104 and 2.09%), and Unknown (81 and 1.63%).

The largest universities in Waterloo-Cedar Falls, IA by number of degrees awarded are University of Northern Iowa (3,008 and 58.5%), Hawkeye Community College (1,287 and 25%), and Wartburg College (455 and 8.84%).

The most popular majors in Waterloo-Cedar Falls, IA are Liberal Arts & Sciences (411 and 7.99%), Elementary Education & Teaching (281 and 5.46%), and Registered Nursing (239 and 4.64%).

The median tuition costs in Waterloo-Cedar Falls, IA are $26,932 for private four year colleges, and $7,098 and $17,640 respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

  1. 175 degrees awarded

  2. 150 degrees awarded

  3. 281 degrees awarded

In 2015, the most common concentation for Bachelors Degree recipients in Waterloo-Cedar Falls, IA was General Biological Sciences with 175 degrees awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in Waterloo-Cedar Falls, IA according to their major.

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Universities

Largest Universities by degrees awarded

  1. 3,008 degrees awarded

  2. 1,287 degrees awarded

  3. 455 degrees awarded

$7,098

Median In-State Public

$26,932

Median Private

In 2016, the Waterloo-Cedar Falls, IA institution with the largest number of graduating students was University of Northern Iowa with 3,008 degrees awarded.

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Student Gender for Common Institutions

2,009

Degrees Awarded to Men

3,137

Degrees Awarded to Women

In 2016, 2,009 men were awarded degrees from institutions in Waterloo-Cedar Falls, IA, which is 0.64 times less than the 3,137 female students who received degrees in the same year.

This chart displays the gender disparity between the top 5 institutions in Waterloo-Cedar Falls, IA by degrees awarded.

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Student Race and Ethnicity

Most Common Student Race or Ethnicity

  1. White

    4,465 degrees awarded

  2. Black or African American

    171 degrees awarded

  3. Hispanic or Latino

    104 degrees awarded

In 2016 the majority of degrees awarded at institutions in Waterloo-Cedar Falls, IA were to White students. These 4,465 degrees mean that there were 26.1 times more White students then the next closest race/ethnicity group, Black or African American, with 171 degrees awarded.

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Housing & Living

The median property value in Waterloo-Cedar Falls, IA was $141,300 in 2017, which is 0.649 times smaller than the national average of $217,600. Between 2016 and 2017 the median property value increased from $136,400 to $141,300, a 3.59% increase. The homeownership rate in Waterloo-Cedar Falls, IA is 69.3%, which is higher than the national average of 63.9%. People in Waterloo-Cedar Falls, IA have an average commute time of 16.1 minutes, and they commute by Drove Alone. Car ownership in Waterloo-Cedar Falls, IA is approximately the same as the national average, with an average of 2 cars per household.

Income

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$53,689

Median Household Income

± $1,310

67.4k

Number of Households

± 1,485

In 2017, the median household income of the 67.4k households in Waterloo-Cedar Falls, IA grew to $53,689 from the previous year's value of $52,469.

The following chart displays the households in Waterloo-Cedar Falls, IA distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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Housing

Property Value

$141,300

2017 Median

± $2,126

$136,400

2016 Median

± $2,158

In 2017, the median property value in Waterloo-Cedar Falls, IA grew to to $141,300 from the previous year's value of $136,400.

The following charts display, first, the property values in Waterloo-Cedar Falls, IA compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In Waterloo-Cedar Falls, IA the largest share of households have a property value in the $150k - $175k range.

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Property Taxes

$3k+

Average Range

This chart shows the households in Waterloo-Cedar Falls, IA distributed between a series of property tax buckets compared to the national averages for each bucket. In Waterloo-Cedar Falls, IA the largest share of households pay taxes in the $3k+ range.

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Rent vs Own

69.3%

2017 Homeownership

69.6%

2016 Homeownership

In 2017, 69.3% of the housing units in Waterloo-Cedar Falls, IA were occupied by their owner. This percentage declined from the previous year's rate of 69.6%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in Waterloo-Cedar Falls, IA compared it's parent and neighboring geographies.

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Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in Waterloo-Cedar Falls, IA distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Waterloo-Cedar Falls, IA have 2 cars, followed by 3 cars.

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Commute Time

16.1 minutes

Average Travel Time

Using averages, employees in Waterloo-Cedar Falls, IA have a shorter commute time (16.1 minutes) than the normal US worker (25.1 minutes). Additionally, 1.32% of the workforce in Waterloo-Cedar Falls, IA have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in Waterloo-Cedar Falls, IA compares to that of it's neighboring and parent geographies.

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Commuter Transportation

Most Common Method of Travel

  1. Drove Alone

    81.7%

  2. Carpooled

    8.19%

  3. Walked

    4.51%

In 2017, the most common method of travel for workers in Waterloo-Cedar Falls, IA was Drove Alone (81.7%), followed by those who Carpooled (8.19%) and those who Walked (4.51%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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