New Hampshire

State

Add Comparison

Population

1.36M

1.02% 1-year growth

US Senator

Jeanne Shaheen

Democratic Party

US Senator

Maggie Hassan

Democratic Party

Median Age

43.1

Poverty Rate

7.87%

Median Household Income

$74,991

2.19% 1-year growth

Median Property Value

$270,000

2.43% 1-year growth

Number of Employees

688,117

0.623% 1-year decline

About

In 2018, New Hampshire had a population of 1.36M people with a median age of 43.1 and a median household income of $74,991. Between 2017 and 2018 the population of New Hampshire grew from 1.34M to 1.36M, a 1.02% increase and its median household income grew from $73,381 to $74,991, a 2.19% increase.

The 5 largest ethnic groups in New Hampshire are White (Non-Hispanic) (89.8%), White (Hispanic) (2.67%), Asian (Non-Hispanic) (2.65%), Two+ (Non-Hispanic) (1.87%), and Black or African American (Non-Hispanic) (1.4%). 7.75% of the people in New Hampshire speak a non-English language, and 97.6% are U.S. citizens.

The largest universities in New Hampshire are Southern New Hampshire University (20,399 degrees awarded in 2019), University of New Hampshire-Main Campus (4,540 degrees), and Dartmouth College (2,114 degrees).

In 2018, the median property value in New Hampshire was $270,000, and the homeownership rate was 71.3%. Most people in New Hampshire drove alone to work, and the average commute time was 25.7 minutes. The average car ownership in New Hampshire was 2 cars per household.

New Hampshire borders Maine, Massachusetts, and Vermont.

About the photo: Mt Washington, part of the presidential range in Conway, NH is the highest mountain in the northeast United States at almost 6,300 feet.

Photo by Nicholas Erwin

United States

COVID-19

Daily New Cases by Date

Hospitalization data for some states may be delayed or not reported.

Y-Axis

This chart shows the number of COVID-19 daily new cases by date in New Hampshire, as a 7-day rolling average, compared with the four states with the most similar number of confirmed cases.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for New Hampshire.

This chart shows weekly unemployment insurance claims in New Hampshire (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industry Sector

Data is only available at the state level. Showing data for New Hampshire.

Start Year

Y-Axis

-5.78%

Year-over-year decline

Employment change between November 2019 and November 2020

As of November 2020, there are 145M people employed in New Hampshire. This represents a -5.78% decrease in employment when compared to November 2019.

The following chart shows monthly employment numbers for each industry sector in New Hampshire.

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Community Mobility

Data is only available at the state level. Showing data for New Hampshire.

This chart presents movement trends over time in the state of New Hampshire across different categories of places such as retail and recreation, groceries and pharmacies, parks, transit stations, workplaces, and residential.

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Civics

In the 2016 presidential election, the popular vote in New Hampshire went to Hillary Rodham Clinton with 46.8% of the vote. The runner-up was Donald J. Trump (46.5%), followed by Gary Johnson (4.14%). The most partisan county was Grafton County, NH with 55.7% of the vote going to Hillary Rodham Clinton running for the Democratic Party.

Jeanne Shaheen and Maggie Hassan are the senators currently representing the state of New Hampshire. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

New Hampshire is currently represented by 2 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

Presidential Popular Vote Over Time

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

2016 Election Results

Hillary Rodham Clinton (46.8%)
Democratic Party
Donald J. Trump (46.5%)
Republican Party
Gary Johnson (4.14%)
Libertarian Party

The following chart shows the popular vote results in New Hampshire for each registered party from 1976 to 2016.

Presidential Popular Vote by County

Showing data up to the 2016 election. Updated election results are currently being processed, and will be released in the coming months.

Hillary Rodham Clinton

Popular Vote for New Hampshire

46.8% for the Democratic Party

Most Partisan Counties in New Hampshire

Grafton County, NH
55.7% for Hillary Rodham Clinton (Democratic Party)
Belknap County, NH
55.1% for Donald J. Trump (Republican Party)
Cheshire County, NH
52.7% for Hillary Rodham Clinton (Democratic Party)

In the 2016 presidential election, the most partisan county in New Hampshire was Grafton County, NH with 55.7% of the vote going to Hillary Rodham Clinton running for the Democratic Party.

The following map shows the counties in New Hampshire colored by their party leaning.

US Senators from New Hampshire

Jeanne Shaheen

Senator from New Hampshire

Assumed office on January 3, 2009

Maggie Hassan

Senator from New Hampshire

Assumed office on January 3, 2017

Jeanne Shaheen and Maggie Hassan are the senators currently representing New Hampshire.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in New Hampshire over time, excluding special elections, colored by their political party.

US Representatives from New Hampshire

New Hampshire is currently represented by 2 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for New Hampshire have changed over time starting in 2008.

Diversity

New Hampshire is home to a population of 1.36M people, from which 97.6% are citizens. As of 2018, 6.01% of New Hampshire residents were born outside of the country (81.5k people).

In 2018, there were 33.7 times more White (Non-Hispanic) residents (1.22M people) in New Hampshire than any other race or ethnicity. There were 36.2k White (Hispanic) and 35.9k Asian (Non-Hispanic) residents, the second and third most common ethnic groups.

The most common foreign languages spoken in New Hampshire are Spanish (31,092 speakers), French (Incl. Cajun) (17,102 speakers), and Chinese (Incl. Mandarin, Cantonese) (5,139 speakers).

Race and Ethnicity

The 3 largest ethnic groups in New Hampshire

White (Non-Hispanic)
1.22M ± 1.26k
White (Hispanic)
36.2k ± 2.99k
Asian (Non-Hispanic)
35.9k ± 2.33k

3.88%

Hispanic Population

52.6k people

3.88% of the people in New Hampshire are hispanic (52.6k people).

The following chart shows the 7 races represented in New Hampshire as a share of the total population.

Non-English Speakers

Most Common Languages

Spanish
31,092 speakers (2.4%)
French (Incl. Cajun)
17,102 speakers (1.32%)
Chinese (Incl. Mandarin, Cantonese)
5,139 speakers (0.397%)

7.75% of New Hampshire citizens are speakers of a non-English language, which is lower than the national average of 21.9%. In 2018, the most common non-English language spoken in New Hampshire was Spanish. 2.4% of the overall population of New Hampshire are native Spanish speakers. 1.32% speak French (Incl. Cajun) and 0.397% speak Spanish, the next two most common languages.

Heritage

Foreign-Born Population

6.01%

2018 Foreign-Born Population

81.5k people

5.89%

2017 Foreign-Born Population

79.1k people

As of 2018, 6.01% of New Hampshire residents (81.5k people) were born outside of the United States, which is lower than the national average of 13.7%. In 2017, the percentage of foreign-born citizens in New Hampshire was 5.89%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in New Hampshire compared to that of it's neighboring and parent geographies.

Age by Nativity

Median Native-Born Age

± 0.3

Median Foreign-Born Age

± 1.4

In 2018, the median age of all people in New Hampshire was 43.1. Native-born citizens, with a median age of 43, were generally younger than than foreign-born citizens, with a median age of 46. But people in New Hampshire are getting getting younger. In 2017, the average age of all New Hampshire residents was 43.

Global Diversity

Most Common Origin

Canada
7,778 ± 2,159 people
India
7,771 ± 2,158 people
Dominican Republic
6,347 ± 1,951 people

In 2019, the most common birthplace for the foreign-born residents of New Hampshire was Canada, the natal country of 7,778 New Hampshire residents, followed by India with 7,771 and Dominican Republic with 6,347.

Citizenship

97.6%

2018 Citizenship

97.1%

2017 Citizenship

As of 2018, 97.6% of New Hampshire residents were US citizens, which is higher than the national average of 93.2%. In 2017, the percentage of US citizens in New Hampshire was 97.1%, meaning that the rate of citizenship has been increasing.

The following chart shows US citizenship percentages in New Hampshire compared to that of it's neighboring and parent geographies.

Military

Veterans

Most Common Service Period

Vietnam
33,956 ± 2,286
Gulf War (2001-)
14,488 ± 2,061
Gulf War (1990s)
13,257 ± 1,809

New Hampshire has a large population of military personnel who served in Vietnam, 2.34 times greater than any other conflict.

Economy

Median household income in New Hampshire is $74,991. In 2018, the county with the highest Median Household Income in New Hampshire was Rockingham County, NH with a value of $95,160, followed by Hillsborough County, NH and Merrimack County, NH, with respective values of $78,978 and $75,088.

Males in New Hampshire have an average income that is 1.29 times higher than the average income of females, which is $59,165. The income inequality in New Hampshire (measured using the Gini index) is 0.452, which is lower than than the national average.

The economy of New Hampshire employs 688k people. The largest industries in New Hampshire are Elementary & secondary schools (47,036 people), Construction (41,541 people), and Restaurants & Food Services (37,792 people), and the highest paying industries are Air transportation ($213,456), Communications, & audio & video equipment manufacturing ($132,707), and Management, scientific & technical consulting services ($127,737).

Wages

Median Household Income

$74,991

2018 value

± $1,555

2.19%

1 Year Growth

± 3.04%

Households in New Hampshire have a median annual income of $74,991, which is more than the median annual income of $61,937 across the entire United States. This is in comparison to a median income of $73,381 in 2017, which represents a 2.19% annual growth.

The following chart shows how the median household income in New Hampshire compares to that of its neighboring and parent geographies.

Wage by Gender in Common Jobs

$76,353

Average Male Salary in New Hampshire

± $3,042

$59,165

Average Female Salary in New Hampshire

± $2,503

In 2019, full-time male employees in New Hampshire made 1.29 times more than female employees.

This chart shows the gender-based wage disparity in the 5 most common occupations in New Hampshire by number of full-time employees.

Wage by Race and Ethnicity in Common Jobs

Highest Average Salaries by Race & Ethnicity in New Hampshire

Asian
$83,543 ± $17,268
White
$58,319 ± $1,810
American Indian
$56,736 ± $34,801

In 2019 the highest paid race/ethnicity of New Hampshire workers was Asian. These workers were paid 1.43 times more than White workers, who made the second highest salary of any race/ethnicity in New Hampshire.

This chart shows the race- and ethnicity-based wage disparities in the 5 most common occupations in New Hampshire by number of full-time employees.

Wage Distribution

0.452

2019 Wage GINI in New Hampshire

0.466

2018 Wage GINI in New Hampshire

In 2019, the income inequality in New Hampshire was 0.452 according to the GINI calculation of the wage distribution. Income inequality had a 3.17% decline from 2018 to 2019, which means that wage distribution grew somewhat more even. The GINI for New Hampshire was lower than than the national average of 0.478. In other words, wages are distributed more evenly in New Hampshire in comparison to the national average.

This chart shows the number of workers in New Hampshire across various wage buckets compared to the national average.

Income by Location

Use the dropdown to filter by race/ethnicity.

Race/Ethnicity

Highest Median Household Income (Total)

In 2018, the county with the highest Median Household Income (Total) in New Hampshire was Rockingham County, NH with a value of $95,160, followed by Hillsborough County, NH and Merrimack County, NH, with respective values of $78,978 and $75,088.

The following map shows all of the counties in New Hampshire colored by their Median Household Income (Total).

Poverty by Age and Gender

Females 25 - 34

Largest Demographic Living in Poverty

7.87% of the population for whom poverty status is determined in New Hampshire (102k out of 1.3M people) live below the poverty line, a number that is lower than the national average of 13.1%. The largest demographic living in poverty are Females 25 - 34, followed by Females 18 - 24 and then Males 18 - 24.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

Poverty by Race and Ethnicity

Largest Race or Ethnicity Living in Poverty

White
90,889 ± 2,167
Hispanic
8,180 ± 685
Black
3,626 ± 489

The most common racial or ethnic group living below the poverty line in New Hampshire is White, followed by Hispanic and Black.

Occupations

Employment by Occupations

688k

2019 Value

-0.623%

1 Year decline

± -0.623%

From 2018 to 2019, employment in New Hampshire declined at a rate of -0.623%, from 692k employees to 688k employees.

The most common job groups, by number of people living in New Hampshire, are Other managers (19,357 people), Firstline supervisors of retail sales workers (17,443 people), and Driver/sales workers & truck drivers (17,322 people). This chart illustrates the share breakdown of the primary jobs held by residents of New Hampshire.

Most Common

The most common jobs held by residents of New Hampshire, by number of employees, are Other managers (19,357 people), Firstline supervisors of retail sales workers (17,443 people), and Driver/sales workers & truck drivers (17,322 people).

Most Specialized

Compared to other states, New Hampshire has an unusually high number of residents working as Materials engineers (4.11 times higher than expected), Home appliance repairers (3.93 times), and Logging workers (3.9 times).

Highest Paid

The highest paid jobs held by residents of New Hampshire, by average salary, are Dentists ($312,037), Aircraft pilots & flight engineers ($281,537), and Physicians ($273,673).

Industries

Employment by Industries

688k

2019 Value

-0.623%

1 Year decline

± -0.623%

From 2018 to 2019, employment in New Hampshire declined at a rate of -0.623%, from 692k employees to 688k employees.

The most common employment sectors for those who live in New Hampshire, are Elementary & secondary schools (47,036 people), Construction (41,541 people), and Restaurants & Food Services (37,792 people). This chart shows the share breakdown of the primary industries for residents of New Hampshire, though some of these residents may live in New Hampshire and work somewhere else. Census data is tagged to a residential address, not a work address.

Most Common

The most common industries in New Hampshire, by number of employees, are Elementary & secondary schools (47,036 people), Construction (41,541 people), and Restaurants & Food Services (37,792 people).

Most Specialized

Compared to other states, New Hampshire has an unusually high number of Ordnance (9.66 times higher than expected), Navigational, measuring, electromedical, & control instruments manufacturing (6.17 times), and Footwear manufacturing (5.03 times) industries.

Highest Paying

The highest paying industries in New Hampshire, by average salary, are Air transportation ($213,456), Communications, & audio & video equipment manufacturing ($132,707), and Management, scientific & technical consulting services ($127,737).

Domestic Trade

Domestic Production & Consumption

Domestic production and consumption consists of products and services shipped from New Hampshire to other states, or from other states to New Hampshire.

Top Domestic Production in Dollars

Electronics
$8.76B
Fuel oils
$4.8B
Machinery
$3.29B

In 2015, the top outbound New Hampshire product (by dollars) was Electronics with $8.76B, followed by Fuel oils ($4.8B) and Machinery ($3.29B).

The following chart shows the share of these products in relation to all outbound New Hampshire products.

Domestic Trade Growth

Showing data for New Hampshire.

$44.8B

2015 Value in New Hampshire

$75.6B

Projected 2045 Value in New Hampshire

68.6% growth

In 2015, total outbound New Hampshire trade was $44.8B. This is expected to increase 68.6% to $75.6B by 2045.

The following chart shows how the domestic outbound New Hampshire trade is projected to change in comparison to its neighboring states.

Interstate Trade

Interstate trade consists of products and services shipped from New Hampshire to other states, or from other states to New Hampshire.

Most Common Trade Partners

Massachusetts
$5.7B
Maine
$2.35B
New York
$1.93B

In 2015, the top outbound New Hampshire domestic partner for goods and services (by dollars) was Massachusetts with $5.7B, followed by Maine with $2.35B and New York and $1.93B.

The following map shows the amount of trade that New Hampshire shares with each state (excluding itself).

Education

In 2019, universities in New Hampshire awarded 36,538 degrees. The student population of New Hampshire is skewed towards women, with 64,199 male students and 106,107 female students.

Most students graduating from Universities in New Hampshire are White (24,423 and 68.7%), followed by Unknown (3,999 and 11.2%), Black or African American (3,081 and 8.67%), and Hispanic or Latino (2,157 and 6.07%).

The largest universities in New Hampshire by number of degrees awarded are Southern New Hampshire University (20,399 and 55.8%), University of New Hampshire-Main Campus (4,540 and 12.4%), and Dartmouth College (2,114 and 5.79%).

The most popular majors in New Hampshire are General Business Administration & Management (6,561 and 18%), General Psychology (2,129 and 5.83%), and Registered Nursing (1,567 and 4.29%).

The median tuition costs in New Hampshire are $32,440 for private four year colleges, and $11,870 and $20,942 respectively, for public four year colleges for in-state students and out-of-state students.

Concentrations

Most Common

General Business Administration & Management
3,279 degree-majorss awarded
General Psychology
1,558 degree-majorss awarded
Registered Nursing
1,203 degree-majorss awarded

In 2015, the most common concentation for Bachelors Degree recipients in New Hampshire was General Business Administration & Management with 3,279 degree-majorss awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in New Hampshire according to their major.

Universities

Largest Universities by degrees awarded

Southern New Hampshire University
20,399 degrees awarded
University of New Hampshire-Main Campus
4,540 degrees awarded
Dartmouth College
2,114 degrees awarded

$11,870

Median In-State Public

$32,440

Median Private

In 2019, the New Hampshire institution with the largest number of graduating students was Southern New Hampshire University with 20,399 degrees awarded.

Student Gender for Common Institutions

13,960

Degrees Awarded to Men

22,578

Degrees Awarded to Women

In 2019, 13,960 men were awarded degrees from institutions in New Hampshire, which is 0.618 times less than the 22,578 female students who received degrees in the same year.

This chart displays the gender disparity between the top 5 institutions in New Hampshire by degrees awarded.

Student Race and Ethnicity

Most Common Student Race or Ethnicity

White
24,423 degrees awarded
Unknown
3,999 degrees awarded
Black or African American
3,081 degrees awarded

In 2019 the most common race/ethnicity group awarded degrees at institutions in New Hampshire was White students. These 24,423 degrees mean that there were 6.11 times more degrees awarded to White students then the next closest race/ethnicity group, Unknown, with 3,999 degrees awarded.

Housing & Living

The median property value in New Hampshire was $270,000 in 2018, which is 1.18 times larger than the national average of $229,700. Between 2017 and 2018 the median property value increased from $263,600 to $270,000, a 2.43% increase. The homeownership rate in New Hampshire is 71.3%, which is higher than the national average of 63.9%. People in New Hampshire have an average commute time of 25.7 minutes, and they drove alone to work. Car ownership in New Hampshire is approximately the same as the national average, with an average of 2 cars per household.

Housing

Property Value

$270,000

2018 Median

± $3,971

$263,600

2017 Median

± $3,064

In 2018, the median property value in New Hampshire grew to to $270,000 from the previous year's value of $263,600.

The following charts display, first, the property values in New Hampshire compared to it's parent and neighbor geographies and, second, owner-occupied housing units distributed between a series of property value buckets compared to the national averages for each bucket. In New Hampshire the largest share of households have a property value in the $300k - $400k range.

Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.

$74,991

Median Household Income

± $1,555

531k

Number of Households

± 11,097

In 2018, the median household income of the 531k households in New Hampshire grew to $74,991 from the previous year's value of $73,381.

The following chart displays the households in New Hampshire distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

Property Taxes

$3k+

Average Range

This chart shows the households in New Hampshire distributed between a series of property tax buckets compared to the national averages for each bucket. In New Hampshire the largest share of households pay taxes in the $3k+ range.

Rent vs Own

71.3%

2018 Homeownership

69.8%

2017 Homeownership

In 2018, 71.3% of the housing units in New Hampshire were occupied by their owner. This percentage grew from the previous year's rate of 69.8%.

This percentage of owner-occupation is higher than the national average of 63.9%. This chart shows the ownership percentage in New Hampshire compared it's parent and neighboring geographies.

Commute Time

25.7 minutes

Average Travel Time

Using averages, employees in New Hampshire have a longer commute time (25.7 minutes) than the normal US worker (25.7 minutes). Additionally, 3.67% of the workforce in New Hampshire have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in New Hampshire compares to that of it's neighboring and parent geographies.

Commuter Transportation

Most Common Commute in 2018

Drove Alone (80.8%)
Carpooled (7.44%)
Worked At Home (6.86%)

In 2018, 80.8% of workers in New Hampshire drove alone to work, followed by those who carpooled to work (7.44%) and those who worked at home (6.86%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

Transportation

Car Ownership

2 cars

Average Number

The following chart displays the households in New Hampshire distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in New Hampshire have 2 cars, followed by 3 cars.

Health

94.2% of the population of New Hampshire has health coverage, with 55.8% on employee plans, 11.4% on Medicaid, 13.7% on Medicare, 11.9% on non-group plans, and 1.35% on military or VA plans.

Per capita personal health care spending in New Hampshire was $9,589 in 2014. This is a 2.35% increase from the previous year ($9,369).

Primary care physicians in New Hampshire see 1098 patients per year on average, which represents a 3.49% increase from the previous year (1061 patients). Compare this to dentists who see 1389 patients per year, and mental health providers who see 369 patients per year.

Comparing across all counties in the state, Coos County has the highest prevalence of diabetes (11.5%). Additionally, Belknap County has the highest prevalence of adult obesity (30.9%)

Patient to Clinician Ratios

1,098 to 1

Patient to Primary Care Physician Ratio in New Hampshire

Primary care physicians in New Hampshire see an average of 1,098 patients per year. This represents a 3.49% increase from the previous year (1,061 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in New Hampshire in comparison to its neighboring geographies.

Behavioral Health Conditions

Data only available at the state level.

State with the Highest Prevalence

West Virginia
8.26% of the population affected
Arkansas
8.13% of the population affected
New Hampshire
7.98% of the population affected

In 2016, West Virginia had the highest prevalence of adults with major depressive episode, with 8.26% of the population affected. The second highest is Arkansas (8.13%), followed by New Hampshire (7.98%).

The following map shows the percent of individuals with major depressive episode by state over multiple years.

Social Needs

Data only available at the state level.

Most prevalent states

California
35,798 individuals
New York
5,087 individuals
Florida
4,915 individuals

In 2017, California had the highest estimated number of chronically homeless individuals in the nation, at 35,798. New York has the second highest (5,087), followed by Florida (4,915).

The following map shows the estimated number of chronically homeless individuals by state over multiple years.

Access and Quality

Data only available at state level.

Most prevalent states

Mississippi
19.2% of adults
Texas
17.9% of adults
Louisiana
17.6% of adults

In 2016, Mississippi had the highest prevalence of adults who haven't seen a doctor in the past 12 months due to cost, at 19.2%. It is followed by Texas (17.9%) and Louisiana (17.6%).

The following map shows the prevalence of adults who haven't seen a doctor in the past 12 months due to cost by state over multiple years.

Health Care Spending

Data is only available at the state level. Showing data for New Hampshire.

$9,589

Total Per Capita Spending on Personal Health Care in New Hampshire

$4,880

Per Enrollee Private Health Insurance Spending on Personal Health Care

$9,129

Per Enrollee Medicaid Spending on Personal Health Care

$9,397

Per Enrollee Medicare Spending on Personal Health Care

Between 2013 and 2014, all personal health care spending per capita in New Hampshire (including private, Medicare, and Medicaid) grew 2.35%, from $9,369 to $9,589.

The following chart shows how this spending changed over time in comparison to Medicaid, Medicare, and private insurance spending, per enrollee.

Health Care Coverage

5.82%

Uninsured

55.8%

Employer Coverage

11.4%

Medicaid

13.7%

Medicare

11.9%

Non-Group

1.35%

Military or VA

Between 2016 and 2017, the percent of uninsured citizens in New Hampshire declined by 1.44% from 5.9% to 5.82%.

The following chart shows how the percent of uninsured individuals in New Hampshire changed over time compared with the percent of individuals enrolled in various types of health insurance.